BUSINESS Checking Options

Description:

An account that offers the opportunity to offset charges with earnings credit.

Minimum to Open:
$100
Minimum to Avoid Fees:
None
Monthly Service Charge:
$8.00
Transaction Fees:
$.15 per check paid - $.15 per check collected (non-Community Spirit Bank) - $.15 per deposit
Interest:
Earnings Credit
Features:
  • Business Check Card Available
  • Free Online Banking
  • Free Online Bill Pay
  • Remote Deposit Available
  • Free Text Alerts*
  • Free TeleBanking
  • Free Mobile Banking*
  • Free eStatements
ATM Transactions at CSB-owned ATMs or any Shazam Network ATM:
Description:

For businesses with a low volume of bank transactions ...easy to understand and lots of value!

Minimum to Open:
$100
Minimum to Avoid Fees:
$5,000 daily balance
Monthly Service Charge:
$7.00 if balance falls below $5,000
Transaction Fees:
First 30 debits are free; then $.10 each. First 20 deposits are free; then $.10 each. First 20 foreign checks free; then $.10 each
Interest:
None
Features:
  • Business Check Card Available
  • Free Text Alerts*
  • Remote Deposit Available
  • Free TeleBanking
  • Free Online Bill Pay
  • Free Online Banking
  • Free Mobile Banking*
  • Free eStatements
ATM Transactions at CSB-owned ATMs or any Shazam Network ATM:

* - Third party fees may apply

Branch Locations

Red Bay:

Community Spirit Bank
200 4th Avenue SW
Red Bay, AL 35 582
(256) 356-4445

ATM Location:

Inside McDonald's
606 4TH Avenue SE
Red Bay, AL 35 582

Redmont:

Redmont Branch
1107 Fourth ST NW
Red Bay, AL 35 582
(256) 356-8724

Russellville:

Community Spirit Bank
14009 HWY 43
Russellville, AL 35 653
(256) 332-5315

Vina:

Community Spirit Bank
7141 Hwy. 19
Vina, AL 35 593
(256) 356-6947

Belmont:

Community Spirit Bank
342 Second Street
Belmont, MS 38 827
(662) 454-0001